Murat Event Procedures ...

TO ALL MURAT CLUBS AND UNITS:

• MURAT CARRIES LIABILITY INSURANCE COVERAGE FOR CLUBS, UNITS AND MEMBERS, WHILE PARTICIPATING IN EVENTS APPROVED BY THE POTENTATE. CLUBS AND UNITS MUST OBTAIN APPROVAL FOR ALL EVENTS.
• DURING THE 2007 PARADE YEAR, TWO SIGNIFICANT INCIDENTS OCCURRED.  IN BOTH CASES, PARADE BYSTANDERS LATER ENGAGED ATTORNEYS. MURAT OBTAINED COPIES OF POLICE REPORTS, AND REPORTED THE INCIDENTS TO OUR INSURANCE AGENTS.
• IN THE EVENT OF ANY INCIDENT, SUCH AS A PARADE VEHICLE BEING OUT OF CONTROL, AN INCIDENT REPORT MUST BE FILED.

IF AN INCIDENT OCCURS: 

• IF A PERSON IS (OR MAY HAVE BEEN) IN ANY WAY INJURED BY A SHRINER, VEHICLE, EQUIPMENT OR PARADING ANIMAL, HAVE A POLICE OFFICER WRITE A REPORT AT THE SCENE AS SOON AS POSSIBLE.
• HAVE WITNESSES WRITE AND SIGN STATEMENTS AS SOON AS POSSIBLE.
• DO NOT ADMIT RESPONSIBILITY TO AN INJURED PARTY OR POLICE OFFICER.  STATE ONLY WHAT YOU KNOW FOR CERTAIN.  FACTS NOT KNOWN AT THE TIME MAY PROVE YOU DO NOT HAVE FULL OR PARTIAL RESPONSIBILITY.
• OBTAIN MEDICAL HELP FOR ANY INJURED PARTY. BE COMPASSIONATE AND ATTENTIVE TO ANY INJURED PARTY AND COOPERATE WITH OFFICIALS.
• IF A PERSON CHOOSES NOT TO ACCEPT MEDICAL HELP OR STATES NO SERIOUS INJURY OCCURRED, ASK THE PERSON TO SIGN A RELEASE FORM.
• IF THE MURAT PARADE CHAIRMAN IS IN ATTENDANCE, GET HIS IMMEDIATE ASSISTANCE.
• IF THE MURAT PARADE CHAIRMAN IS NOT IN ATTENDANCE, CALL HIS HOME OR CELL PHONE. CALL THE POTENTATE AND THE RECORDER AT THE EARLIEST POSSIBLE TIME.  IF YOU CANNOT REACH THESE PERSONS, LEAVE  VOICE MESSAGES.
• PROMPTLY CONTACT THE INSURANCE AGENT(S) PROVIDING COVERAGE FOR THE PARADE PARTICIPANT AND/OR THE CLUB OR UNIT (OTHER THAN MURAT COVERAGE).
• PROMPTLY FILE THE FOLLOWING REPORTS (AS APPLICABLE) WITH THE RECORDER AND THE PARADE CHAIRMAN: (1) INCIDENT REPORT, (2) RELEASE FORM, (3) WITNESS STATEMENT, (4) POLICE REPORT.

DETAILS OF MURAT’S LIABILITY COVERAGE:

• AS PREVIOUSLY STATED IN LETTERS TO UNITS AND CLUBS, MURAT’S LIABILITY INSURANCE COVERS UNITS, CLUBS AND MEMBERS FOR EVENTS APPROVED BY THE POTENTATE, BUT DOES NOT COVER OTHER EVENTS. 
• THIS COVERAGE DOES NOT EXTEND TO A CLUB OR UNIT OR MEMBER WHILW PARTICIPATING IN AN EVENT NOT APPROVED BY THE POTENTATE.  AS IN THE PAST, WE ENCOURAGE ALL CLUBS, UNITS AND MEMBERS WHO OPERATE PARADE EQUIPMENT OR VEHICLES TO CARRY SEPARATE, ADDITIONAL LIABILITY INSURANCE.
• THIS COVERAGE IS IN EFFECT ONLY DURING AN APPROVED EVENT, NOT DURING TRAVEL TO AND FROM AN EVENT, NOR DURING PRACTICE SESSIONS.
• IF A PARADE PROMOTER REQUIRES A CERTIFICATE OF INSURANCE, PLEASE CONTACT MURAT ACCOUNTANT LESA MASON, WHO WILL ASK THE INSURANCE AGENT TO PROVIDE A CERTIFICATE FOR A SPECIFIC EVENT.